Octavia Blog

The Fed’s Rate Cut and What It Means for Investors

For months, investors have been anticipating a reduction in the federal funds rate—and now it’s finally here. After a nine-month pause, the Federal Reserve lowered its key lending rate by 25 basis points on September 17. Markets cheered…...more

Navigating Family Conversations About Wealth and Legacy

Family discussions about money can be challenging, no matter what your financial situation might be or what stage of life you’re in. But for parents who hope to raise financially confident kids—and responsible heirs—the benefits of these conversations can…...more

How to Plan for a More Active, Purposeful Retirement

If your retirement vision doesn’t quite fit the traditional “golden years” narrative of golfing, gardening, and grandparenting, you’re not alone. Workers of all ages are increasingly embracing the idea that retirement can be just as exciting and fulfilling…...more

What the “One Big Beautiful Bill” Means for You

Congress recently passed the “One Big Beautiful Bill” (OBBB), a sweeping piece of tax legislation that makes many of the 2017 Tax Cuts and Jobs Act (TCJA) provisions permanent, while also introducing some brand-new benefits for individuals, families,…...more

10 Habits of Highly Successful Wealth Builders

There’s a common misconception that wealth is mostly inherited—giving those born into money a healthy head start on the path to prosperity. But the reality is that in the United States, most millionaires are self-made. According to the…...more

5 Planning Tips that Can Help Your Small Business Grow and Thrive

One of the biggest responsibilities small business owners may face is making short- and long-term decisions that will affect their company’s operations, its employees and themselves. Understandably, it’s the day-to-day challenges that typically get most of the attention…...more