Xavier Mendoza Jr.

CLU® RICP® AIF®

Wealth Advisor

Xavier Mendoza Jr. serves as a dedicated wealth advisor at Octavia Wealth Advisors, based in our San Diego office. His specialization lies in delivering comprehensive financial planning services to both individual and business clients. His approach is rooted on customizing wealth management solutions, crafting robust retirement plans, and implementing strategies to preserve wealth. Xavier meticulously assesses each client’s distinctive goals and priorities to customize investment strategies that overcome challenges and transform financial aspirations into reality.

Prior to his tenure at Octavia, Xavier founded Mendoza Capital, Innovative Financial Solutions, LLC. His exceptional expertise was recognized with the Advisor of the Year award for the state of Texas in both 2015 and 2019. Upon relocating his entire practice to San Diego, he transitioned into an independent, fiduciary advisor. Xavier’s binational backgrounds grants him fluency in both English and Spanish.

Xavier attained a bachelor’s degree in finance from the University of Texas at Austin’s Red McCombs School of Business. Also, he was one of the top-ranked students chosen to participate in the International Finance Exchange Program at Universita Commerciale di Bocconi in Milan, Italy. Xavier is a Retirement Income Certified Professional (RICP®) and a Charter Life Underwriter (CLU®). He also holds the Accredited Investment Fiduciary( AIF) designation, which symbolizes his dedication to upholding the highest standard of fiduciary duty and excellence in investment advice.

In addition to his professional endeavors, Xavier is actively involved with the community as a member of the Philanthropy Leadership Committee at San Ysidro Health, a non-profit organization dedicated to advocating for health equity. He is also an engaged member of the CalCPA San Diego Chapter, where he helps inspire diverse and talented individuals to become CPAs and empower them to excel in the profession.

On the personal side

Xavier finds joy in spending quality time with his wife and son on San Diego’s beautiful beaches. During the weekends, he loves to barbecue, accompanied by the tunes of classic hits, all while enjoying the company of his family and friends.